Pirâmide de opções binárias

Borda de opções binárias.
Pyramid Winnings?
Like This Ao contrário do fryguy 03 de janeiro de 2016.
Alguém usou um termo que não consigo lembrar em piramide sua aposta binária inicial ganhando.
A sua publicação é uma questão sobre isso?
Como este, ao contrário de David 03 de janeiro de 2016.
Estou supondo que isso significa que se você colocou uma aposta de US $ 5, ganhou US $ 3,50, então você colocaria a próxima aposta de US $ 8,50 e continuaria, certo?
Like This Ao contrário do fryguy 03 de janeiro de 2016.
Sim, pense que é isso.
Como este, ao contrário de David 03 de janeiro de 2016.
Não há muito para isso, exceto apenas colocando toda a sua aposta inicial + ganhos cada vez até um certo nível com o qual você se sente confortável, porque, eventualmente, você perderá. Também é conhecido como composição.
Como este, ao contrário de Martini1209 03 de janeiro de 2016.
Alguns recomendariam transportar mais da metade ou algo assim, pelo menos você sempre terá um pouco de lucro bloqueado se você estiver ganhando posições, o que com cerca de 5 ou 6 etapas pode significar que você ganhou tanto quanto você faria com 5 posições em seu comércio inicial - tenha uma jogada com o Excel.
Like This Ao contrário dth 03 Jan 2016.
Eu chamo isso de MARTINGALE. Algumas pessoas vão chamá-lo de bola de neve.
Like This Ao contrário do neddihrehat 03 de janeiro de 2016.
Espero estar suando e tremendo pelos últimos estágios.
Apesar de negociar dinheiro real.
Like This Ao contrário da ghogreentea 03 de janeiro de 2016.
Prefiro a composição antiga de baunilha pelo risco x% do capital por comércio.
Quando sua estratégia está indo bem, você acha mais.
Quando sua estratégia está em execução você aposta menor.
É um sistema que se recompensa.
Como este, ao contrário do paki786 06 de janeiro de 2016.
Não ouvi falar disso, parece interessante, mas parece um pouco desonesto. Alguém pode explicá-lo um pouco mais, pois os corretores permitem esse tipo de ganhar?

Reverse Pyramid Strategy.
Uma técnica que é comumente utilizada para limitar os efeitos insidiosos de drawdowns é chamada de estratégia da Reverse Pyramid.
Qual é exatamente a estratégia da pirâmide inversa e por que as políticas devem ser implementadas como prioridade para minimizar seus impactos, se possível. Este aspecto negativo do comércio de opções binárias ocorre sempre que você experimenta perdas. O diagrama a seguir ilustra os conceitos básicos de uma redução.
O que são Equity DrawDowns?
Por exemplo, considere que o saldo da sua conta está exibindo um valor de pico, conforme demonstrado no diagrama acima. Imagine que você agora sofre uma perda, fazendo com que sua equidade cai no ponto rotulado por "resistente". O tamanho da redução da sua conta é denominado 'drawdown' e seu alcance é exibido acima. Um dos seus principais objetivos ao negociar opções binárias é minimizar, se não eliminar, os efeitos negativos das retiradas como uma prioridade máxima.
Por que essa política é tão importante? Isso ocorre porque os levantamentos podem facilmente limpar o saldo da sua conta se não for selecionado. Eles são características perigosas do comércio de opções binárias porque possuem um fator de composição negativa que pode restringir seriamente seus esforços para obter lucros consistentemente. A tabela a seguir identifica claramente os perigos que os levantamentos representam para a segurança do seu patrimônio, apresentando a natureza drenante de sucessivas perdas de 10% no saldo da conta inicial de US $ 20.000.
Depois de analisar a tabela acima, você pode verificar se os drawdowns possuem um poderoso fator de composição negativa que possui a capacidade de devastar rapidamente o saldo da sua conta. Além disso, você observará que a porcentagem de lucro que você precisará para recuperar o saldo da conta inicial aumenta exponencialmente após cada falha sucessiva. Esta característica implica que o seu objetivo de recuperar suas perdas torna-se progressivamente mais difícil à medida que os resultados "fora do dinheiro" aumentam.
Agora, você pode apreciar por que os comerciantes profissionais fazem esforços significativos como uma prioridade máxima para reduzir os impactos negativos das cobranças em suas atividades de opções binárias. Uma ferramenta que eles implementam para alcançar esse objetivo é a Estratégia Reverse Pyramid. Então, com quanta precisão funciona essa técnica?
Exemplo de uma Estratégia de Pirâmide Reversa.
Esta estratégia de opções binárias exige o requisito de os comerciantes diversificar sua exposição ao risco após corridas extensivas de touro ou urso. Por exemplo, imagine que o preço de um ativo tenha aumentado recentemente dentro de uma tendência de alta definição bem definida. Além disso, suponha que você abriu uma opção binária CALL no início da tendência, usando um valor apostado de US $ 10.000 e um período de validade de 1 mês.
Imagine que, após 2 semanas, você detecte que esse preço poderia ser pico após você identificar uma formação de castiçal "dobro" em sua tabela comercial. O problema que agora surge é que você não sabe com certeza quão profunda é uma correção que pode ocorrer se uma reversão de preços completa for criada. Você pode implementar ferramentas, como o Fibonacci Retracements, para ajudá-lo a avaliar se o preço apenas sofrerá uma retração temporária ou se ele entrará em uma nova tendência de baixa.
Como tal, essas incertezas agora colocam o saldo de sua conta em risco para os impactos de uma redução importante. Por exemplo, se o preço cair de forma dramática para que seu valor final no vencimento esteja abaixo do seu número de abertura, você poderá sofrer uma séria perda. Alternativamente, uma retração menor poderia ocorrer simplesmente antes do preço saltar para trás em sua direção original.
O principal problema é que você pode incorrer em uma redução considerável resultando em uma redução de US $ 10.000 no saldo da sua conta. Conforme mencionado anteriormente, você deve limitar os impactos de tais eventualidades, sempre que possível. Lembre-se sempre que, se você puder controlar suas perdas, seus lucros cuidarão de si mesmos. Este é o lugar onde a Estratégia Reverse Pyramid vem à tona, pois oferece uma solução definitiva.
Você pode instigar essa estratégia ao não abrir apenas uma opção binária apostando US $ 10.000. Em vez disso, você deve executar quatro negociações construídas no mesmo recurso usando parâmetros idênticos, ou seja, $ 2.500 de apostas e 1 mês de tempo de expiração. Ao fazê-lo, você terá a capacidade de implementar uma estratégia de Pirâmide de Risco depois que o preço atingir um pico e começar a se retrair.
A idéia é que, após uma queda de 5%, você deve vender uma das suas posições da CALL de volta ao seu corretor. Esta ação implica que você teria reduzido drasticamente sua exposição global ao risco aceitando uma perda de 5% nesse ponto. Em seguida, você deve ativar um procedimento semelhante após três perdas adicionais de 5%, criando uma estrutura de pirâmide.
O pior cenário então ocorrerá e uma retração é criada, resultando em você iniciando os quatro passos e, em seguida, sua retirada máxima pode ser limitada a 20% dos seus $ 10.000 apostados equivalentes a US $ 2.000. Esta é uma ótima melhoria em relação ao procedimento padrão de abertura de um comércio e perda do valor total no vencimento. Em resumo, implementando uma Estratégia de Pirâmide de Risco com eficiência, você teria cumprido seu objetivo, minimizando significativamente os impactos insidiosos das retiradas.
No entanto, para implementar esta poderosa ferramenta corretamente, você precisará atualizar sua conta padrão com seu corretor de opções binárias. Essencialmente, você precisará de um que possua uma funcionalidade completa de 'VENDA' para que você tenha a capacidade de vender suas posições de volta ao seu corretor antes do vencimento. Você encontrará que muitos corretores não atendem contas básicas que lhe proporcionam esse recurso. Como você pode ser obrigado a fazer depósitos iniciais muito maiores para operar uma estratégia de Pirâmide de Riscos, você pode posteriormente apreciar por que essa ferramenta avançada não é recomendada para novatos.

pirâmide de opções binárias
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Planos de Compensação Binária.
Spencer M. Reese 1.
Os planos de compensação binária tornaram-se o querido do marketing multinível de inicialização.
empresas. Das distribuidoras & # 8217; ponto de vista, os binários têm muito chiado. Eles são.
relativamente simples de entender e oferecer oportunidades de crescimento acelerado. As empresas acham.
Eles são atraentes pelos mesmos motivos. Além disso, várias empresas utilizam planos binários.
recentemente entrou no mercado e gerou vendas e lucros impressionantes. Isso, de.
claro, levou a um influxo de programas modelados após os planos bem sucedidos.
Infelizmente, nem tudo que brilha é ouro. Nos últimos 24 meses, o nível multinível.
A indústria de marketing viu um aumento dramático nas ações regulatórias. Essas ações.
vieram sob a forma de esforços conjuntos entre os estados e o comércio federal.
Comissão (nomeadamente Projeto TeleSweep em 1995 e Project Missed Fortune em 1996), como.
bem como numerosas ações individuais e conjuntas do Estado. Empresas que utilizam binário.
Os planos de compensação foram particularmente atingidos nessas ações. Como resultado, aqueles.
As empresas que foram atingidas tiveram limitações rigorosas colocadas em seus programas.
Essas limitações muitas vezes atingem o coração de seu método de fazer negócios e.
requer mudanças significativas na sua abordagem de marketing. (2)
Então, qual é o problema com os planos binários? Por que os estados os atacaram com isso.
muito mais vigor do que as empresas que utilizam outros planos de compensação? Eu tenho muitas pessoas.
pergunte-me se os binários são & # 8220; legal. & # 8221; A resposta curta é o proverbial e oh-tão-advogado & # 8220; Yes & # 8211;
mas & # 8221; resposta. Sim, eles podem ser projetados para operar legalmente, mas além de apropriados.
design, as empresas devem implementar adequadamente seus programas para que eles sigam com precisão.
o design. Vários MLMs relativamente novos que entraram na indústria usando planos binários.
simplesmente não aderiu aos princípios legais que regem o setor MLM na implementação.
seus planos. Infelizmente, essas empresas eram bastante visíveis e, conseqüentemente, lá.
foram ações altamente divulgadas contra eles. Naturalmente, a partir desses.
ações é uma grande quantidade de imprensa ruim que manchou a imagem de planos binários, incluindo.
aqueles que estão operando legitimamente.
Felizmente, as soluções estão disponíveis, mas exigem que as empresas analisem cuidadosamente.
seus programas e fazer algumas mudanças meticulosas. Este artigo irá discutir várias chaves.
áreas de direito aplicáveis ​​ao setor de marketing multinível e aplicar esses princípios legais.
para a operação de planos de compensação binária. Ao realizar a análise, ela se concentrará.
um formato binário comum utilizado por empresas que vendem telefone de longa distância pré-pago.
cartões. Embora nem todos os planos binários sigam este formato, é um modelo que tem sido.
frequentemente copiado por novas empresas que entram no mercado. Além disso, desde então.
As empresas que vendem placas telefônicas pré-pagas usando este formato estiveram entre as.
mais atingido pelas agências reguladoras, esses planos fornecem um estudo de caso ideal para o direito.
análise. Tenha em mente no entanto, que os princípios se aplicam a todos os programas binários independentemente.
do produto ou serviço que está sendo oferecido. Os planos utilizados pelo telefone pré-pago.
as empresas de cartões são simplesmente uma ilustração dos problemas que podem surgir em qualquer programa.
O que é um Plano de Compensação Binária?
Um plano binário é um plano de compensação de marketing multinível que permite distribuidores.
para ter apenas dois distribuidores de primeira linha. Se um distribuidor patrocinar mais de dois distribuidores,
o excesso é colocado em níveis abaixo da linha de frente do distribuidor patrocinador # 8217; s. Este.
& # 8220; spillover & # 8221; é um dos recursos mais atraentes para os novos distribuidores, pois eles precisam apenas.
patrocine dois distribuidores para participar do plano de compensação. A principal limitação é.
que os distribuidores devem & # 8220; balancear & # 8221; as duas pernas para receber comissões. Balanceamento.
As pernas normalmente requerem que o número de vendas de uma perna de downline não constitua mais nada.
do que uma porcentagem especificada das vendas totais do distribuidor.
Um atributo exclusivo dos planos binários é que os distribuidores têm permissão para operar múltiplos.
posições ou centros de negócios # 8220; & # 8221; sob o guarda-chuva de uma única distribuidora. Um negócio.
O centro é simplesmente uma posição dentro da própria organização de marketing da própria. Quando um distribuidor.
se inscreve, ele recebe automaticamente seu primeiro centro de negócios. O distribuidor pode então.
Compre centros de negócios adicionais e coloque os centros em locais estratégicos dentro.
sua organização downline. O custo típico para cada centro de negócios é de US $ 100,00, o que.
Obtém o distribuidor a posição e um inventário de cartões telefônicos para atender o centro.
Cada centro de negócios deve atender independentemente aos requisitos de inscrição de duas pessoas.
Historicamente, os Distribuidores foram autorizados a comprar até sete centros de negócios, mas.
A tendência atual é permitir apenas três centros.
Um componente comum dos planos binários é uma venda trifásica e uma compensação.
ciclo. Na primeira fase, um distribuidor se junta ao pagar US $ 100,00 por um inventário inicial de.
cartões de telefone e um centro de negócios. Como o distribuidor recebe um inventário inicial.
de cartões de telefone para este pagamento, ele constitui uma venda & # 8220; que é comissionável para o dele.
upline. O distribuidor então inscreve dois novos centros de negócios por US $ 100,00 cada. 1.
O centro de negócios é colocado na perna direita e o outro na perna esquerda. Após 12.
Os centros de negócios foram matriculados (ou seja, 12 & # 8220; vendas & # 8221;), o distribuidor tem direito a.
Comissão de US $ 100,00 (assumindo que o equilíbrio adequado é alcançado entre as pernas). Após um.
total de 50 vendas, o distribuidor tem direito a uma comissão de US $ 500,00. São concluídas 50 vendas.
a primeira fase do plano de compensação.
Ao completar a primeira fase, um distribuidor pode voltar a entrar na fase um pagando.
outros US $ 100,00 e recebendo inventário adicional. Esta reentrada novamente se qualifica como um.
venda comissionável para o distribuidor & upline # 8217; s. Em vez de permanecer na fase um, o.
O distribuidor pode optar por entrar na segunda fase pagando US $ 300,00, o que pode ser automaticamente.
deduzido da comissão de $ 500.00 da distribuidora. Esta venda de $ 300.00 fica.
o inventário adicional do distribuidor e o promove na segunda fase. Na segunda fase, o.
o distribuidor recebe uma comissão de US $ 500,00 após 12 vendas e uma comissão de $ 2,000.00.
depois de 50 vendas. Isso completa a fase dois.
A terceira fase exige que o distribuidor pague US $ 1.000,00 por estoque adicional. Este.
é novamente deduzido da sua comissão de fase 2 de US $ 2.000,00. Na terceira fase, o.
distribuidor recebe uma comissão de US $ 2.000,00 após 12 vendas e uma comissão de US $ 7.000,00.
depois de 50 vendas. Depois de completar a fase três, o distribuidor voltou a entrar na fase três,
com a necessária compra de inventário de US $ 1.000,00 sendo deduzida do seu anterior.
comissão. Além da renda da fase três, os programas geralmente permitem que os distribuidores.
Participe das fases um e dois simultaneamente com a terceira fase.
As empresas multinacionais de cartões telefônicos pré-pagos adotaram o plano binário como o.
programa de escolha. Até recentemente, a maioria dos programas era surpreendentemente semelhante entre si,
até os preços cobrados pelos produtos. Em cada entrada na fase um de um.
programa, os distribuidores receberam um inventário de cartões telefônicos com um total de 60 minutos.
tempo de longa distância para o pagamento inicial de US $ 100. 00. Ao rodar na fase dois,
as empresas cobraram US $ 300,00 por cartões telefônicos totalizando 300 minutos de tempo. Os US $ 1.000,00.
A carga como um distribuidor entrou na fase três com 960 minutos de tempo do cartão telefônico.
Recentemente, as empresas começaram a baixar seus preços, já que reconheceram o.
necessidade de se tornar mais competitiva em termos de preços.
O quadro jurídico que regula os planos de remuneração binária.
Em meio à confusão e preocupação com a legalidade dos planos binários, muitas pessoas têm.
Perdeu o fato de que os planos binários operam sob as mesmas leis que governam outros.
planos de compensação multinível. Não há nenhuma lei que declare a operação de um binário.
plano de compensação constitui uma fraude do consumidor, ou uma empresa que usa um plano binário é a.
pirâmide. Assim, desde que a implementação de um plano binário atenda às leis.
governando a operação de negócios multinível, será legal. No entanto, devido à sua.
estrutura, os planos binários têm desafios únicos para implementar seus programas dentro disso.
Quatro áreas principais do direito que rege a indústria de marketing multinível são: 1) leis anti-pirâmide; 2) leis de oportunidade de negócios; 3) leis de valores mobiliários; e 4) leis de loteria. UMA.
A discussão abrangente de cada uma dessas áreas do direito é adequadamente o assunto.
Seu próprio artigo. No entanto, uma breve visão geral nos ajudará a examinar quais aspectos de um.
plano binário apresenta o maior risco de enfrentar problemas legais.
As pirâmides são ilegais em todos os estados, bem como sob a lei federal. Seria.
conveniente se essas leis fossem uniformes e coesas; infelizmente, a indústria não é assim.
por sorte. A aplicação ea aplicação das leis variam de estado para estado, portanto, o melhor.
nós podemos fazer no espaço limitado deste artigo é generalizar sobre o que as ações irão causar.
uma empresa que viola as leis da pirâmide.
A questão fundamental que deve ser feita em todas as análises da pirâmide é & # 8220; o que.
um distribuidor deve fazer uma comissão? # 8221; Se uma empresa paga aos seus distribuidores com base em.
o recrutamento de outros distribuidores (headhunting) ao invés de finalizar as vendas legítimas.
consumidores, é uma pirâmide. Esta regra parece direta, mas sua aplicação pode ser.
difícil porque a maioria dos operadores da pirâmide não são tão tolos quanto pagar descaradamente.
comissão baseada no recrutamento de outros participantes. Em vez disso, eles geralmente disfarçam o.
programa como um negócio legítimo de marketing multinível, oferecendo um produto ou serviço que.
Os distribuidores podem vender.
A questão então se torna, & # 8220; Como você determina se uma empresa simplesmente está oferecendo.
um produto ou serviço que é apenas uma fachada para uma pirâmide? & # 8221; Em poucas palavras, um legítimo.
o programa incorporará e aplicará políticas que efetivamente dissuadam e evitam inventário.
Carregando. Mas neste ponto, a indústria e os responsáveis ​​pela aplicação da lei divergem com o que.
constitui um carregamento de estoque # 8220; & # 8221; e quais medidas são apropriadas para dissuadi-lo. Desde então.
a decisão da Federal Trade Commission na The Matter of Amway Corporation, Inc., (3)
A indústria tomou a posição de que, enquanto uma empresa estiver disposta a recomprar.
inventário indesejado a uma taxa de pelo menos 90% do custo líquido para o distribuidor para aqueles.
indivíduos que optam por cancelar sua participação em um programa, a empresa não é.
envolvido no carregamento de inventário. No entanto, os funcionários responsáveis ​​pela aplicação da lei foram aproveitados.
dicta (4) contido na recente decisão do Tribunal de Recurso do Ninth Circuit no Webster v.
Omnitrition International, Inc. (5), que afirma que & # 8220; Inventário de carregamento & # 8221; ocorre quando.
os distribuidores fazem as compras mínimas necessárias para receber bônus baseados em recrutamento.
sem revender os produtos aos consumidores. (6)
O foco dos reguladores é, portanto, sobre as vendas no varejo de produtos. Se os produtos ou.
os serviços estão sendo comprados e usados ​​principalmente por pessoas que participam.
o plano de compensação, ou que estão comprando para se qualificar para compensação, eles.
afirmam que a venda não é uma verdadeira venda a retalho. Seguindo essa linha de raciocínio, eles têm.
atacaram programas (não apenas planos binários) como pirâmides. Se, por outro lado, os distribuidores.
estão vendendo varejo os bens ou serviços para pessoas que não estão envolvidas ou tentando se tornar.
envolvidos no plano de compensação, os reguladores consideram que existe uma venda de varejo legítima.
A indústria adota forte exceção a essa abordagem, porque ela restringe drasticamente.
empresas & # 8217; capacidade de pagar comissões sobre produtos e serviços que são consumidos por sua.
distribuidores. Embora este debate entre indústria e aplicação da lei não seja resolvido, nós.
estão claramente vendo uma tendência em estados com procuradores gerais agressivos direcionados para garantir.
as empresas exigem que seus distribuidores incorporem quotas de vendas no varejo em seus programas. (7)
O grau em que as vendas reais de varejo estão ocorrendo dentro do programa da empresa é.
difícil de monitorar. Uma vez que os atuais questionários dos distribuidores apresentam dados sobre os níveis de vendas no varejo.
geralmente não estão disponíveis na fase de pesquisa, existem vários fatores que.
os funcionários reguladores consideram a evidência de que um programa não oferece uma verdadeira venda a retalho.
oportunidade. Os principais dentre estes são: 1) requisitos de inventário excessivo; 2)
produtos de alta qualidade; 3) uma ênfase primária no recrutamento e não nas vendas de produtos.
Um tribunal ou órgão regulador parecerá céticos em programas que geram vendas.
através de requisitos de estoque excessivos. Essas compras, seja uma carga frontal ou.
um requisito de manutenção mensal, será visto simplesmente como uma taxa de participação de.
que as comissões são pagas. Claro, é comum que as empresas de vários níveis exijam.
cotas de produção mensal de sua força de vendas, portanto, o simples fato de uma manutenção.
O requisito existe não prova que não existe uma verdadeira oportunidade de varejo. Quantidade.
Os distribuidores devem gastar também devem ser levados em consideração. Programas com alta.
os requisitos de compra obrigatórios serão examinados muito mais de perto do que os programas.
com requisitos modestos. Embora não exista um número mágico quanto ao que constitui um.
Quota de manutenção mensal que é muito alta, uma boa dose de bom senso está em ordem.
Claramente, o perigo do carregamento de inventário é dramaticamente diminuído se as quotas de produção forem.
US $ 75,00 por mês, em vez de US $ 1.000,00 por mês.
Os planos binários são observados de perto pelos funcionários responsáveis ​​pela aplicação da lei, porque eles exigem.
investimento significativo em inventário à medida que os distribuidores progridem pelas fases do.
programa. Por exemplo, se um distribuidor estiver participando simultaneamente nas fases I, II e III.
de um programa, o custo de seu inventário pode ser facilmente de US $ 1.400,00 cada vez que ele se desloca.
através das três fases. É improvável que um distribuidor possa usar ou revender.
$ 1,400.00 de produto antes de repetir cada ciclo e novamente forçado a comprar.
ainda mais US $ 1.400,00 em mercadoria. Este perigo é ampliado ainda mais se o.
O distribuidor opera vários centros de negócios. Se uma pessoa tem sete centros de negócios em.
fase três de um ciclo, ele terá US $ 7.000,00 de estoque para essa fase sozinho (se.
ele percorreu e voltou a entrar nas fases um e dois, ele terá mais inventário.
do que isso). Claramente, o perigo de um distribuidor ser carregado com inválido.
A mercadoria é significativa neste cenário.
Como as vendas no varejo são tão importantes aos olhos dos reguladores, multinível.
As empresas devem assegurar que seus produtos tenham um preço competitivo. Os distribuidores simplesmente não.
pode vender produtos e serviços que são muito caros. Os reguladores reconhecem isso,
e, portanto, os programas cujos produtos e serviços estão com preços excessivos serão.
sujeito a um maior exame regulatório. Na verdade, se um produto tiver um preço tão alto que não.
pessoa razoável iria comprá-lo, é evidente que a única razão por que os distribuidores são.
comprar o produto é participar do plano de compensação da empresa. Nesse caso,
reguladores e tribunais considerarão o produto simplesmente uma taxa de recrutamento disfarçada.
Muitas empresas que operam planos binários se encontraram sob o.
microscópio regulatório parcialmente como resultado de produtos com preços excessivos. No pré-pago.
exemplo do cartão de telefone, o preço por minuto para o tempo do telefone passa de 96 por minuto para.
US $ 1,60 por minuto. Isso é dramaticamente maior que o preço dos cartões telefônicos oferecidos.
através de canais de varejo, que geralmente variam de 20 a 50 por minuto. Com base no.
diferença de preço entre os cartões de varejo e aqueles oferecidos através de planos binários, lá.
não há razão para um consumidor comprar um cartão de telefone através de um plano binário diferente do.
para participar do plano de compensação. Assim, a probabilidade de esses produtos serem comercializados.
pelos distribuidores é escasso a nenhum.
Como os preços excessivos impediram quaisquer oportunidades significativas de vendas no varejo,
Os distribuidores geralmente simplesmente distribuíram o excesso de cartões como forma de obter o interesse de.
perspectivas. Seja ou não isso feito a pedido dos funcionários da empresa.
disputado. Independentemente da fonte, no entanto, a prática lançou uma sombra negativa.
aqueles programas que se envolveram nela. Os reguladores consideram que, se um produto deve ser.
Dado, tem pouco ou nenhum valor econômico legítimo. Ausente qualquer economia inerente.
valor atribuído ao produto, o preço pago pelos distribuidores é simplesmente uma taxa de caça de cabeça mascarada, e o programa entrará em colapso sem um fornecimento constante de novos recrutas.
Se um programa se concentrar principalmente no recrutamento de novos distribuidores em vez de vendas de.
produtos ou serviços, funcionários da lei o atacarão como uma operação de caça de cabeça.
Os programas legítimos são impulsionados pelas vendas de produtos e serviços, não por recrutamento.
de pessoas novas. Isso não quer dizer que as empresas não deveriam treinar distribuidores.
técnicas de recrutamento, para claramente, o recrutamento é um componente essencial para a construção de um.
negócio multinível. No entanto, as empresas devem encontrar um equilíbrio entre enfatizar.
recrutamento e venda de produtos. Neste ponto, não há fórmula mágica para determinar.
se a ênfase excessiva é colocada no recrutamento, pois isso é muito subjetivo.
determinação. As empresas devem ser avisadas, no entanto, que os procuradores gerais assistirão.
suas reuniões incógnitas e literalmente colocam um cronômetro na duração do produto.
discussão e a discussão do plano de compensação. Muitas vezes, isso é uma prática injusta,
Como um plano de compensação pode ser muito mais difícil de explicar do que um produto ou serviço,
mas é uma prática comum.
O design de planos binários provavelmente se concentra em inscrições e não em vendas em dois.
principais caminhos. O primeiro é classificar a inscrição de um centro de negócios como uma venda # 8220; & # 8221; Chamando.
uma inscrição a & # 8220; venda & # 8221; está pedindo problemas porque existe uma correlação direta de um para um.
entre inscrições e distribuidores & # 8217; comissões. Este problema é facilmente resolvido por.
exigindo que os distribuidores equilibrem o volume de vendas em cada uma das pernas em vez de fazê-lo.
equilibre o número de inscrições em cada perna. Se, por exemplo, for necessário um programa.
os distribuidores tenham pelo menos um terço do volume total de vendas em cada perna para se qualificarem.
comissões, a relação direta entre inscrições e comissões é diluída.
O segundo aspecto de design de planos binários que resulta em uma ênfase.
O recrutamento de vendas decorre da prática de venda de vários centros de negócios. Este.
O formato se presta ao argumento de que as empresas estão mais interessadas na caça à cabeça,
ou & # 8220; posições de venda & # 8221; em vez de mover produtos para consumidores finais. Por exemplo, se a.
A empresa permite que cada distribuidor inscreva sete centros de negócios, o valor para o.
A empresa de cada distribuidor que toma a queda no centro de sete é de US $ 700,00 em vez de.
US $ 100,00. É verdade que nunca existe um requisito & # 8220; # 8221; que um distribuidor opera mais do que.
um centro de negócios. No entanto, se na prática, os distribuidores são & # 8220; fortemente instado & # 8221; para.
abrir vários centros de negócios, a aplicação da lei considerará a ênfase a seguir.
adquirindo órgãos para o programa em vez de vendas de produtos para consumidores finais. Além disso,
a taxa inicial de $ 700,00, embora o & # 8220; opcional & # 8221; será atacado como uma carga ou iniciação frontal.
A Comissão Federal de Comércio e muitos dos estados regulam a oferta de.
oportunidades de negócio. Embora o F. T.C. e definições de estado de uma oportunidade de negócio.
diferem, eles compartilham um objetivo comum de garantir que as pessoas que investem montantes significativos de.
O dinheiro em uma oportunidade de negócio tem o benefício da divulgação completa de informações.
em torno da oportunidade para que o investidor possa avaliar riscos potenciais. Portanto, se.
classificado como uma oportunidade de negócio, o promotor deve divulgar detalhadamente.
o programa, suas finanças, a história do negócio, a história pessoal do.
promotores, identidades de outros distribuidores e outras informações detalhadas. Em alguns.
afirma que esta informação deve ser simplesmente arquivada com o estado, enquanto outros estados exigem o.
promotor para fornecer a cada distribuidor potencial uma cópia da declaração de divulgação.
dez dias antes do distribuidor poder ser inscrito no programa. Além disso, alguns estados.
exigir que o promotor assegure um vínculo de garantia antes de fazer negócios no estado. Estes.
exigências onerosas sufocarão qualquer oportunidade de marketing multinível.
Os redactores de estatutos de oportunidade de negócios reconhecem que nem todos os investimentos.
of money constitutes a significant sum which requires regulatory intervention. O.
business opportunity laws therefore exempt programs which require an “initial investment”
below a specified dollar figure from the definition of a business opportunity. Estes.
thresholds limits differ between states, and range from $200.00 to $500.00. The “initial.
investment” is most often defined as all payments that are required within the first six.
months of entering a program, or the total of all payments that are required pursuant to the.
terms of a contract. Required payments for sales aids and training materials are usually.
not applied to the initial investment if they are sold to distributors at the company’s cost.
Prudent multilevel companies seek to avoid being classified as business.
opportunities by keeping required purchases below the initial investment threshold limits.
Close analysis of many MLM programs reveals that although distributors must meet.
monthly quotas, these quotas can usually be satisfied by purchases made by their direct.
retail customers. In this way, companies can claim that these purchases are optional, and.
therefore are not properly allocated to the initial investment column because the purchases.
This position, while within the letter of the law, will not necessarily stop an attorney.
general from attacking a plan. They will take the position that although technically.
“optional,” in reality the program works because the overwhelming majority of distributors.
personally purchase their own monthly quotas rather than meet them through the.
purchases of their personal direct customers. They will then tally distributors’ por mês.
purchases to determine if the applicable initial investment threshold has been satisfied.
Under this approach, a modest monthly quota can result in the institution of an.
investigation or enforcement action. While this position does not follow the letter of the.
law, it is nevertheless largely within the regulators’ prerogative to institute an investigation.
or action. To date, states have had success in negotiating settlements based on this.
argumento. Unfortunately, very few companies have been inclined to go so far as to allow.
a court to decide whether the attorney generals’ position is proper. (8)
Programs that encourage distributors to purchase multiple business centers are.
always suspect as business opportunities in the eyes of regulators. If the emphasis is on.
purchasing seven centers at $100.00 each, the initial investment will be $700.00, which.
is over the $500.00 F. T.C. threshold as well as that found in most states. Even if a.
company only allows three business centers, a $300.00 investment will surpass the.
threshold in several states. Regardless that these purchases are optional, if the company.
or its field force place an emphasis on the purchase of multiple centers, regulators will.
argue that these purchases are in reality required initial investments. Moreover,
mandatory inventory purchases will also be added to the total. Thus, as a distributor.
cycles into subsequent phases of a plan and is automatically charged for inventory, it is.
impossible to stay below the $500.00 threshold under the attorney generals’ interpretação.
Multilevel marketing programs are often attacked as offering a type of security.
known as an “investment contract.” These securities are subject to the registration and.
disclosure requirements of the Securities Act of 1933 and the Securities and Exchange Act.
of 1934, as well as a number of similar state securities laws. Selling an unregistered.
investment contract security is a serious issue for multilevel companies, for there are.
significant criminal and civil penalties that can be imposed.
Neither the Securities Act of 1933 nor the Securities and Exchange Act of 1934.
define an investment contract. Rather, the definition has been supplied by a series of.
United States Supreme Court and Circuit Court of Appeals decisions. These decisions.
have established a three part test to determine if an investment contract exists. Estes.
elements include: 1) an investment of money; 2) in a common enterprise; and 3) the.
investor is lead to anticipate profits primarily from the efforts of the promoter or some third.
festa. Of these three elements, courts and regulators focus most keenly on the third.
elemento. While this is not a technically correct application of the law, you are probably.
getting the idea by now that in the real world, the law is not always applied in a technically.
correct fashion, particularly at the administrative investigation stage.
While all multilevel companies must be careful to avoid promoting their programs.
as securities, binary plans must be especially cautious due to the inherently rapid spillover.
rate which results from each distributor having only two front-line positions. Infelizmente,
since the spillover is one of the most attractive features to binary plans from a marketing.
standpoint, companies have been anything but bashful about trumpeting the downline.
building power of the system. A very common field pitch is “All you have to do is get your.
This is precisely the pitch which courts and securities regulators have a problem.
com. The message is that all a distributor need do is enroll two people. The rest is done.
by the system, either through the efforts of the distributor’s upline or the two whom the.
distributor enrolls. In any event, the managerial efforts which a distributor must put forth.
to be successful are minimal, and therefore the income stream is largely a passive.
investment because it is generated primarily from the efforts of others.
To avoid this pitfall, distributors must engage in true managerial activities to build.
their businesses and promote sales. Most companies have a policy that requires.
distributors to continue to train, supervise, and motivate their downline, as well as ongoing.
sales requirements. These policies should be taken seriously as they impose ongoing.
managerial requirements on distributors so that their income is not primarily dependent on.
the efforts of others. Under no circumstances, however, should a program be promoted.
as “get your two and your done.”
The next obvious question is “how much downline management is required to.
satisfy the law?” Unfortunately, there is no bright-line test to determine how much is.
suficiente. However, we do know that promoting a program through reliance on spillover,
without personal involvement by upline distributors, will dramatically increase a company’s.
securities exposure. Ultimately, the question of “how much is enough?” will be answered.
on a case-by-case basis as companies negotiate with law enforcement officials following.
the institution of regulatory action.
Lottery issues always follow on the heels of securities issues. A lottery exists when:
1) an individual pays consideration (i. e., money); 2) to receive a prize; and 3) the prize is.
awarded based on the element of chance rather than on the skill or effort of the participant.
In a multilevel marketing analysis, regulators will argue an enrollment fee or mandatory.
product purchase satisfies the first element of the test, and that the “prize” é o.
commissions from downline purchases. They will further argue the element of chance.
(luck) exists if a distributor’s downline can be built with little or no effort on her part.
Because binary plans place a heavy emphasis on the spillover effect of their.
programs, and because they have been promoted by companies and distributors as.
“simply get your two and you’re done,” the element of chance can play a significant role.
in the success of distributors. If a distributor need only get two enrollees, law enforcement.
officials will argue they must be relying heavily on luck that a productive downline will be.
developed below them because the distributors are putting forth only minimal effort to.
personally contribute to its success.
Companies must remove the element of chance from their programs to avoid falling.
prey to lottery laws. As with the securities analysis, this is done by requiring participants.
to engage in bona fide management responsibilities and ongoing sales and marketing.
esforços. Again, how much is enough will be determined on a case-by-case basis as.
individual programs are analyzed.
In addition, the mandatory purchase of product to activate a business center and.
to re-enter a phase provides ample support for the position that the consideration element.
of the lottery test is satisfied. By removing all mandatory purchase requirements from a.
program, companies will be able to argue that the consideration element is not satisfied.
The Bottom Line.
Binary plans definitely have their place among multilevel compensation plans. E se.
operated properly, they are a classic example of a “people helping people” multilevel.
programa. There is no question that they can be designed and operated legally. Contudo,
companies using the plans have had more than their fair share of law enforcement actions.
brought against them. But the battles that have been fought are teaching the industry a.
lesson, and industry is listening. We are seeing companies that have been attacked by.
regulators changing their plans to diminish the potential for inventory loading and to.
increase the ability of distributors to engage in bona fide retail sales of merchandise.
Similarly, new companies that adopt binary plans are not all following the standard format.
of the prepaid phone card companies that have run into so much resistance from.
regulators. The current trend is to allow only three business centers rather than seven,
to balance legs based on sales volume rather than enrollments of new business centers,
and to require distributors to engage in retail sales activities before allowing them to collect.
commissions or cycle into subsequent commission phases.
Is it too little too late? Certainly binary plans have been tainted in the eyes of many.
regulators, and they are now viewed skeptically. While regulators’ skepticism does not.
make a plan illegal, it does raise the probability that companies using binary plans will be.
investigated. The negative press that follows a regulatory investigation is sufficient to.
cause serious problems for a company. To address this problem, it is up to the companies.
using binary plans to teach regulators how they differ from plans that have been attacked.
no passado. Those companies that cling to the old ways of the binary plan may prosper in.
the short term. However, given the recent barrage of regulatory action we have seen.
against companies using this format, it is a safe bet that those who do not voluntarily.
change will have changes forced upon them through regulatory action.
1. Spencer Reese is a partner in the law firm of Reese, Poyfair, Richards PLLC. He is a graduate of the Washington University School of law and is a member of the Idaho, Missouri and Colorado bars. He was formerly in-house counsel for Melaleuca, Inc., a multilevel marketing company with sales in excess of $260.
million. Mr. Reese’s current practice includes representing and advising multilevel marketing.
companies on all aspects of their business, including consumer protection issues, advertising law,
litigation, contracts, marketing plan design, regulatory compliance, trademark law, FDA law, policy development and distributor compliance. Visit the firm’s website at.
2. Some well recognized companies appear on the list of those attacked by regulatory agencies. Em.
February 4, 1997 the Arizona Attorney General entered into a settlement agreement with Tele-Sales, Inc.
wherein the company was required to pay a $25,000 settlement fee. More importantly, however, the.
Arizona A. G. also sent letters to the company’s top distributors in the state, accusing them of violating.
the state’s pyramid law. The letters demanded that the distributors enter into a settlement agreement.
and that each individual distributor pay a $25,000.00 fine, otherwise, the A. G. would sue them.
individualmente. On February 28, 1997, the Alameda County Prosecutor and the California Attorney General.
entered the offices of Destiny Telecom and seized business records to be used in actions against the.
empresa. The same day, they filed a $20,000,000.00 civil suit against the company, alleging it was.
promoting an illegal pyramid. Two weeks after the suit was filed, Destiny settled the case for $1.6.
million. In 1996, Strategic Telecom Systems, Inc. was investigated by the states of Pennsylvania and.
Florida, which resulted in fines against the company, and the imposition of sales requirements which.
required the company to dramatically change the way it conducted and promoted its business.
4. “Dicta” is a legal term that refers to the opinion of the judge who authors a judicial decision, but which.
does not constitute a statement of law.
5. 79 F.3d 776 (1996)
6. 79 F.3d at 783, note 3.
7. Despite the position of some regulators that commissions are not properly paid based on products.
or services consumed by distributors, there is a movement among industry to pass legislation reversing.
this position. Texas and Oklahoma have passed such legislation, and Direct Selling Association is.
working on introducing similar legislation in other states. 21 Okl. St. 1072; Tex. Bus. & amp; Com. Código.
8. One company, Travel Max, recently did take this issue to court in Kentucky. The state requested that.
the court impose a temporary restraining order on Travel Max operations based on the arguments that.
Travel Max was operating a pyramid and an unregistered business opportunity. The judge denied the.
state’s motion for a TRO on the business opportunity claim because distributors’ purchases, other than.
an initial $25.00 sales kit, were optional.
Postagens recentes.
O que os nossos clientes dizem.
Reese, Poyfair, Richards PLLC.
Spencer M. Reese, Steven A. Richards, D. J. Poyfair.
1275 East Fort Union Boulevard, Suite 115, Cottonwood Heights, UT 84047.
Tel. (801) 981-8281.
Before using the information found on this site, please see our disclaimer.

IQ Option Review | Is IQ Option a Scam?
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When we came back, she told us that 15 minutes was more than sufficient. She was very familiar with all the main features after a couple of minutes. She also told us that she had never been interested in investing; though, after the experiment, she decided to start actively learning about investing with IQ option. In conclusion, there is no better way to start.
The trading platform includes the following unique features:
Real-time asset price movements: You can follow price changes of desired trading assets through real-time charts. Technical analysis panel: You will find various analysis tools on the technical analysis panel. I will tell you more about these in the trading pattern section of this article. Possibility to use a variety of charts: In addition to the more commonly used tick charts, you can also use candlestick charts. Trader’s choice indicator: Here you can directly see which investment alternative (“put” or “call”) is more popular, as well as the percentage of investors that have chosen each alternative. Top trader’s stats and best deals: You can quickly and easily see how much the best investors made profit and how; Relevant financial news: You no longer need to look through all the news from various sites, you can see it directly through the trading platform.
Tipos de opções.
The investor can have the option expire in 60 seconds, or more cautiously select an expiration time, such as 30 minutes or even 24 hours. However, they are also much risky than longer maturity options. Profits can be huge, but losses are also frequent.
IQ Option – The fastest trading tool.
Binary Options Tournaments.
IQ option offers binary options tournaments*. I have never seen these on any other broker site, so I tried them with great interest. At the beginning, all traders get a tournament balance of $10,000 for their use during the tournament. Winners are determined by their tournament balances at the end, participants with the highest balance win the first place prize etc.
Some tournaments have a guaranteed prize fund, which means that, if participation fees do not cover the whole prize pool, the broker will pay the rest. Some tournaments also have rebuy possibilities, meaning that, if you lose your whole tournament balance, you can rebuy yourself back into the tournament, for the same entry fee and you get a tournament balance of $10,000 again. Tournaments usually last for 30 minutes. By participating in a tournament, you can profit 100 times (sometimes even more) the entry fee.
*Tournaments are subject to Terms and Conditions.
Tournament trading pattern:
The average level of the participants in these tournaments is astoundingly bad. With a good trading pattern, these truly are an good way to gain money. Instructions to follow:
Always aim to win: The first-place finisher always gets by far the biggest prize. It is therefore not worth aiming for eighth or ninth place, even if these allow you to collect a cash prize. Even if you just have a small chance, try to get into first-place, it is usually worth the risk. It is fine to spend the first few minutes observing the strategies the other participants are using: Watch whether other participants are trying to grow their tournament funds aggressively right from the start or taking a more cautious approach. You can then tailor your own trading pattern accordingly. However, make sure that the leaders do not get too far ahead of you, or it may become hard for you to catch them later on. In the middle of the tournament, you should have a clear picture of what the other participants are doing and what kind of trading pattern you should use: Now, it is time to optimize your trading pattern according to your objectives. If you are the clear leader, do not let others get too close. If you are close to the leader, try to keep them close, so that you can strike before the tournament ends. Also, observe what kind of strategies the tournament leaders are using. If they are too cautious, this will be your chance to take the whole pot, strike more aggressively and try to get into the lead. If the end of the tournament is getting closer, and you are not close to the top, it is time to take some big risks: You have nothing to lose, so it will be a good moment to reach the money by taking big risks. Victory may not be close, but don’t be discouraged. As long as you have money, you have a chance. Analyze your trading pattern afterwards and think of ways you can win more in the future: There is always room for improvement, even if you won. Spend a few minutes analyzing your trading pattern after the tournament is over, it might be extremely beneficial next time.
Trading pattern.
Investors have free access to a large number of different technical analysis tools and resources. You can even use these directly through the trading platform. You can easily see the moving trends of trading, and through the technical analysis panel it is almost effortless to make investment decisions based on completed analysis. You do not need any previous expertise to do this.
There is an almost endless quantity of free educational materials for you to use, such as free webinars, ebooks, instructional videos and tutorials. With the help of these extensive materials, you can easily develop your skills and become a much better investor. Below are three examples of tutorial videos that are available for investors.
Trading Patterns for IQ Option Broker.
Before we get to the actual strategies, you need to understand the system that they work with.
Japanese Candlesticks:
These are bars in charts depicting the price movements of an asset. They represent the opening and closing of a price range. If the price moves up it will be represented by a green candle. If the price moves down, it will be represented by a red candle.
Trend Lines:
These are lines in the chart which represent price movements and show the corridor within which the price range of the asset is likely to fluctuate. The support lines on the lower side of the chart represent the level from which prices tend to bounce upwards. The resistance level refers to the trend line at the upper side of the chart and it represents the level from which prices tend to bounce downwards. The area between the two trend lines is the trending corridor.
Candlesticks, trend lines and the trending corridor are some of the most popular and effective tools in binary options signal generation.
The Main Patterns.
1. The Rebound Line Trading Pattern.
The aim of this trading pattern is to catch the movement of an asset at the very moment when the price cannot break through the support of the resistance levels. In this trading pattern, when the price reaches the resistance level and the candle closes before this level, the possibility of a rebound is greater than the possibility of a growth. Here, you are better off buying a “put” option.
With the same trading pattern, if the price reaches the support line and the candle closes just above this level, you are better buying a “call” option. This trading pattern is relevant whether the trend is neutral, upward or downward.
2. The Three Black Crows Trading Pattern.
This trading pattern defines the downward reversal on the uptrend. Look out for an uptrend with several ascending candles in a row. Wait for the reversal of three descending candles in a row. Closing at the third candle is a signal of an uptrend turning into a downtrend.
At the same time, when there are three descending candles in a row, and the price closes at the end of the third, this will be a signal of a downtrend turning to an uptrend. These signals are what you will use to make your trades.
3. Piercing Line Candlestick Pattern.
Here you study the candlesticks carefully and look out for a trend in the price movements. What you will be on the lookout for is the precise moment where you will notice a reversal of a downtrend. Find two candles on the chart one of which closes the price in the middle of the previous one. Wait for the second ascending candle. When a third ascending candle appears it will be a signal of a trend reversal.
This will happen both ways. Look out for another set of two candles and see if one closes in the middle of the one before it. You will look at the second candle while waiting for the third descending candle..This will be the signal of another trend reversal this time on the opposite side of the chart. You can then execute the trade in line with the signal and you can expect a winning conclusion.
4. The Rainbow Trading Pattern.
This trading pattern is a little more technical than the strategies above. Here, three exponential averages with different periods are used simultaneously. On the chart, you will mark the first line with a period of 6 in blue. The second line with a period of 14 will be marked in yellow while the third line with a period of 26 will be marked with red.
For strong signals of an imminent drop in an asset’s price, the following points with the moving average will be noted.
The blue line will be at the top The yellow line will be in the middle The red line will be at the bottom.
The intersection of the blue line with the yellow line will be the signal to enter the market and buy a “put” option.
For strong signals of an imminent rise in an asset’s price, the following points will be noted.
The red line will be at the top The yellow line will be in the middle The blue line will be at the bottom.
The intersection of the yellow line with the blue line is a strong signal to enter the market and buy a “call” option.
5. Moving Averages Trading Pattern.
This is one of the most popular strategies and it is used extensively in binary options trading where IQ Option is in play. It is used to full effect, profit wise by both experienced and rookie traders. You will use the available technical analysis tools to construct the moving averages indicator.
The period indicates the number of candlesticks selected for the calculation of the moving averages. With this trading pattern employed by IQ Option’s clients, there are four types of moving averages. The difference comes with the method of calculation. The different moving averages are: simple, exponential, weightage and smooth.
Most of IQ Option’s clients are in agreement that the simple and exponential moving averages are the simplest to calculate and use to help generate signals. They are also the most accurate of the four. In most cases, the last two are used by professionals in highly specialized strategies.
The simple and the exponential moving averages are relevant with many trading strategies including following the corridor using the rebound line and the breaking line. They are also used in advanced strategies where construction of several moving averages is simultaneously carried out.
6. The Pin Bar Trading Pattern.
This is another of the more technical strategies that you can use with IQ Option. It will be used to predict a downward or upward trend with the price of an asset. What are studied here are pin bar candles with tails or spots.
If a pin bar candle has a small body and a long tail, directed upward or downward, there is an imminent shift in the price of the asset depending on the prevailing market conditions. If the tail of the pin bar points upwards, the price of the asset is predicted to move downwards. You will need to predict accordingly in that instant.
When the tail of the pin bar points downwards the price of the asset is predicted to go up. This is another signal and you will trade accordingly. A good pin bar with a tail is an indication that you should enter the market. What you need to be careful about is the direction that the tail is facing as this will be indicative of the prevailing market conditions.
Not all pin bars with tails are good. A good pin bar has to satisfy the following conditions:
The open and close levels are placed next to the end of one of the previous bars. This must be near the top or bottom. The pin bars open and close levels are placed within the left bars also known as the left eye. If all the parameters are to the right, it means that the signal is strong enough to enter the market.
7. The Breaking Line Trading Pattern.
This IQ Option trading pattern aims to catch the exact moment that a candlestick breaches either the support line or the resistance line. When the candle closes above the resistance line, it is better to buy a “call” option. This is because the chances of the price of the asset rising increases dramatically.
When the candle closes below the support line, the chances of the price falling increases at a very high rate. At this point in the chart, you will buy a “put” option as it is the most favorable. This trading trading pattern is suitable for neutral, upward and downward trends.
8. Alligator Trading Pattern.
This trading pattern is rather simple in its application mechanisms. Here, three smooth moving averages are monitored as they move along the chart. They will be displaying different moves and their respective time periods. What is important to note is that with this trading pattern, the moving averages must be of the smooth kind.
This implies that the simple and the exponential moving averages will not work with this trading pattern, at least not with the IQ Option system. This is because the smooth moving averages have very little impact on ripples in the market or fluctuations with very little significance. These moving average lines show the most likely price that the asset will have in the near future if the market is not under any undue influence from unexpected factors either within the asset’s market itself or in the wider global financial markets.
The smooth average lines of the candlesticks are looked at like they are alligator teeth. When the candles open upwards, it is the appropriate time for you to make a trade. This is a signal to execute a “call” option immediately.
When the candlesticks open downwards, it is a signal that the appropriate trade to execute is a “put” option.
When the indicators are twisted like a helix or intertwined in any way, it means the alligator is asleep; this is not the appropriate time to make any trades. Trading at this point may be tempting but the chances of losing your stake here is very high because the next possible move in very unpredictable.
In between the “call” and “put” trades, the indicators will twist again and you should rest your trading for a while.
9. The Bollinger Bands Trading Pattern.
Here, the trading pattern is applied with the price chart carrying three lines. These lines are not equal in thickness. Rather, their width will change according to the movements in the market. When an asset’s marketplace is calm, the bands will narrow. When activity resumes, the bands will widen. The rate at which they widen will depend on the intensity of the trading. Should you notice a rapid widening of the bands, you can be sure that there has been a sudden increase in the intensity of trading for that particular asset.
The band at the center represents a smooth moving average which will be carrying something like 20 bars/candles.
Trading binary options is a profitable venture. What you need is the right broker to handle your investment and to guide you to profitability. IQ Option is one of the leading brokers in the binary options marketplace. This can be seen from the deep understanding that they have of the binary options marketplace and the movements of asset prices. As evidenced by the sophistication of the trading strategies, it is how you interpret the price movements that determines the nature of the signals that you get.
Other IQ Option Trading Pattern Videos.
Local Levels Trading.
Como trocar opções binárias.
How to set up trading windows on IQ Option.
How to use multicharts on IQ Option.
Classic Option. New Product By IQ Option!
What is option. Termos básicos. How it works.
How to trade Classic Options with IQ Option.
The Strangle trading trading pattern.
How to sell options before the expiration time.
IQ Option App.
The IQ Option mobile app is one of the best that I have ever used. And, I am not the only one who thinks this. At this moment, it is the #1 trading app in 45 countries. One of the most important reasons for its success is the great functional features, which make trading possible anytime and from anywhere. The most important buttons are not too close to each other, so even those with big fingers, like me, will not make incorrect clicks.
The app is basically the normal trading platform in a smaller size, so if you only want to trade with your mobile phone, you can; and you will not miss out on any of the key features. Trading “on the go” is becoming more popular every day, so with this excellent mobile platform, IQ Option definitely has a distinct advantage over most of its competitors. The app can be downloaded from Google Play or App Store or click on the button below to download the IQ Option mobile app now:
Os serviços financeiros fornecidos por este site trazem um alto nível de risco e podem resultar na perda de todos os seus fundos. Você nunca deve investir dinheiro que não pode perder.
IQ Option: Is It a Scam?
I have done a full fraud investigation and the outcome is clear: IQ Option is not a fraudulent broker. The following facts prove this without a doubt:
It has the best website and the most versatile trading platform in the industry: These cost hundreds of thousands of dollars to make. Scammers would not have these kinds of resources at their disposal. It has operated for several years without any negative comments: Scammers can never fully escape negative comments; a great reputation is a good indicator that the broker is truly honest. It has the lowest minimum deposit in the industry: Scammers usually have one simple goal: to get as much money as soon as possible. There is always a risk that the scam is revealed, after which getting money is extremely difficult. Completely free demo accounts: If you intend to scam, why would you give anything for free? Especially if that would increase the risk of being exposed. Extensive free educational material: If you intend to scam someone, it does not make sense to make it harder by teaching your victims. Fast withdrawals and versatile withdrawal methods: Scammers always try to get money from their victims by any means possible. Therefore, it is obvious that they would not give victims their money back. Awards and distinctions: Scammers do not win prizes from impartial organizations. More about these awards is provided below.
IQ Option – Very Special Broker.
IQ Option has received several awards and recognition from multiple sources. This is more proof that they are excellent and honest in their business. The most popular of these awards are the “ Most Reliable Binary Option Broker ” award and the “ Most Innovative Binary Option Broker ” award. The judges were the most esteemed and experienced people in the area of investment, from all-around the world. IQ Option competed against other popular broker sites, such as CTOption, Option FM, CherryTrade and Master Option.
Conclusão.
I must admit that I am extremely impressed with how professionally IQ Option has dealt with every single detail of their site. They have really raised the bar to a completely new level. At this moment, it is difficult to even imagine that any other broker site would get even close to them as a whole. For this reason, IQ Option is my absolute number one recommendation for every binary options investor. This broker site is truly top-notch in every feature that can be measured.
Overall rating of 4.9 out of 5.0.
Register now by clicking on the button below and to trade with the best!
Os serviços financeiros fornecidos por este site trazem um alto nível de risco e podem resultar na perda de todos os seus fundos. Você nunca deve investir dinheiro que não pode perder.
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Páginas internacionais.
Los Mejores Robots de Opções Binarias (Español) Roboter für Binäre Optionen (Deutsch) Meilleurs Robots sur Options Binaires (Français) I Robô Migliori por Opzioni Binarie (Italiano) Melhores Robôs de Opções Binárias (Português do Brasil)
Updated on 25-04-2017.
Autor: Michael Allen.
Michael Allen é o principal autor da binaryoptionrobotinfo. Possui Doutorado em Economia e trabalhou em banco de investimento por 24 anos. Ver todas as postagens de Michael Allen.
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COMPARTILHAR HISTÓRIA.
Michael Allen.
Michael Allen é o principal autor da binaryoptionrobotinfo. Possui Doutorado em Economia e trabalhou em banco de investimento por 24 anos.
20 comments.
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IQ Option is a great binary options trading platform. However, there is a certain deposit amount if you wish to start trading in the same. As such, I would like to know about some binary options trading platform that asks no deposit amount to start the binary trading. I have lost my money several times through the deposit amount only. Therefore, I do not want to take any other risk. Please let me know of any such binary options trading platform. It would really helpful. I do not wish to get into any fraudulent trading scheme again.
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Though IQ Option might be a great platform for several investors out there, still I consider Option Robot as the best one. I have been investing in Option Robot since a long time and it has never let me down. I have always been able to succeed in trading upon my investments. I should stick to Option Robot as of now. Anyways, great job for writing such good reviews every time!
I have always trusted IQ Option binary options trading software since the time I have started trading in the binary options trading industry. In addition to the IQ Option software, I also trust Option Robot as one of my friends has been making substantial profits in that platform as well. If you are starting out new, then you can definitely consider investing in any of these two platforms. You have done an impeccable job by writing such detailed and in-depth reviews about different binary options trading portals. Keep doing the great job! I like your articles!
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IQ Option is a great automated binary trading software that claims only what it offers. Good job by portraying the main points of IQ Option software. It is a highly reliable and legit trading software and can be tried by those who are thinking of making the investment for the first time.
For a naïve investor like me, Michael is like a rescuer who offers great help through the detailed reviews of different binary options trading platforms through his articles. I have been following him thoroughly and find his blogs to be very helpful. Thank You Michael for always enlightening me with the best such that I can embark on the binary trading journey successfully.
Before losing out several times on the binary options trading platform, I have come across IQ Option trading software. I have realized that this is one good choice that I have made in my life as it has until now proved to be highly successful to me in terms of binary trading. I also read the detailed review about IQ Option here. Now, I have gained more confidence in it and will continue investing in the same.
I was using OneTwoTrade and realized that it is a big time scam. They were reflecting some amount in my account, but in the end, I was not able to withdraw the same. I had lost all the confidence and trust upon the binary options trading industry from then onwards. However, after reading the detailed IQ Option review, I have gained some faith back in it. I will give it a try to try my luck at binary options trading industry.
I lost few hundred euros to binary when I was learning but now it’s easy as walking in a beach. worst you can do is to be afraid to learn and trade. Then you can never win. IQ option seems to be trusted broker for long time so I’m keeping my trading with them. Good service if you have something to ask. What kind of experiences other readers have about these brokers?
I gotta say that few other brokers were not so good at helping, advising or educating to binary option world, but IQ Option actually is amazing. They have been helpful and nice all the way eventhough I was beginner a year ago. with their help I managed to do almost 40k with small trades day by day but doing it for a year it has accumulated in to a bigger revenue stream in total. I would recommend IQ option to everyone who is interested online trading. Possibilities are limitless and their service is always good.
You are welcome DTX111, hopefully your good streak continues, keep us updated!
IQ option is very good broker, made 15k€ laready in three weeks!! thank you for writing this binaryoptionrobotinfo and michale allen.

Binary Compensation Plans.
Spencer M. Reese 1.
Binary compensation plans have become the darling of startup multilevel marketing.
empresas. From the distributors’ standpoint, binaries have a lot of sizzle. Eles são.
relatively simple to understand and offer fast-paced growth opportunities. Companies find.
them attractive for the same reasons. In addition, several companies utilizing binary plans.
have recently entered the market and generated eye-popping sales and profits. This, of.
course, has led to an influx of programs modeled after the highly successful plans.
Unfortunately, not all that glitters is gold. In the last 24 months, the multilevel.
marketing industry has seen a dramatic increase in regulatory actions. These actions.
have come in the form of joint efforts between the states and the Federal Trade.
Commission (notably Project TeleSweep in 1995 and Project Missed Fortune in 1996), as.
well as numerous individual and joint state actions. Companies utilizing binary.
compensation plans have been hit particularly hard in these actions. As a result, those.
companies that have been hit have had stringent limitations placed on their programs.
These limitations oftentimes strike at the heart of their method of doing business and.
require significant changes to their marketing approach. (2)
So what is the problem with binary plans? Why have states attacked them with so.
much more vigor than companies utilizing other compensation plans? I have many people.
ask me if binaries are “legal.” The short answer is the proverbial and oh-so-lawyerly “Yes –
but” resposta. Yes, they can be designed to operate legally, but in addition to proper.
design, companies must properly implement their programs so that they accurately follow.
the design. Several relatively new MLMs that entered the industry using binary plans.
simply failed to adhere to the legal principals governing the MLM industry in implementing.
seus planos. Unfortunately, these companies were quite visible, and consequently there.
have been highly publicized actions brought against them. Naturally flowing from these.
actions is a great deal of bad press that has tarnished the image of binary plans, including.
those that are operating legitimately.
Fortunately, solutions are available, but they require companies to carefully analyze.
their programs and make some painstaking changes. This article will discuss several key.
areas of law applicable to the multilevel marketing industry and apply these legal principles.
to the operation of binary compensation plans. In conducting the analysis, it will focus on.
a common binary format utilized by companies selling prepaid long distance telephone.
cartões. Although not all binary plans follow this format, it is a blueprint that has been.
frequently copied by new companies entering the marketplace. Moreover, since.
companies selling prepaid telephone cards utilizing this format have been among the.
hardest hit by regulatory agencies, these plans provide an ideal case study for legal.
analysis. Bear in mind however, that the principles apply to all binary programs regardless.
of the product or service that is being offered. The plans used by the prepaid telephone.
card companies are simply an illustration of problems that can arise in any program.
What is a Binary Compensation Plan?
A binary plan is a multilevel marketing compensation plan which allows distributors.
to have only two front-line distributors. If a distributor sponsors more than two distributors,
the excess are placed at levels below the sponsoring distributor’s front-line. This.
“spillover” is one of the most attractive features to new distributors since they need only.
sponsor two distributors to participate in the compensation plan. The primary limitation is.
that distributors must “balance” their two downline legs to receive commissions. Balanceamento.
legs typically requires that the number of sales from one downline leg constitute no more.
than a specified percentage of the distributor’s total sales.
A unique attribute of binary plans is that distributors are allowed to operate multiple.
positions, or “business centers,” under the umbrella of a single distributorship. A business.
center is simply a position within one’s own marketing organization. When a distributor.
enrolls, he is automatically assigned his first business center. The distributor may then.
purchase additional business centers and place the centers at strategic locations within.
his downline organization. The typical cost for each business center is $100.00, which.
gets the distributor the position and an inventory of phone cards to service the center.
Each business center must independently meet their two person enrollment requirements.
Historically, Distributors have been allowed to purchase up to seven business centers, but.
the current trend is to allow only three centers.
A common component to binary plans is a three phase sales and compensation.
ciclo. In the first phase, a distributor joins by paying $100.00 for an initial inventory of.
phone cards and a business center. Because the distributor receives an initial inventory.
of phone cards for this payment, it constitutes a “sale” which is commissionable to his.
upline. The distributor then enrolls two new business centers for $100.00 each. One.
business center is placed on his right downline leg and the other on the left leg. After 12.
business centers have been enrolled (i. e., 12 “sales”), the distributor is entitled to a.
$100.00 commission (assuming the proper balance is achieved between legs). After a.
total of 50 sales, the distributor is entitled to a $500.00 commission. Fifty sales completes.
the first phase of the compensation plan.
Upon completing the first phase, a distributor can re-enter phase one by paying.
another $100.00 and receiving additional inventory. This re-entry again qualifies as a.
commissionable sale to the distributor’s upline. Rather than stay in phase one, the.
distributor may elect to enter phase two by paying $300.00, which may be automatically.
deducted from the distributor’s phase one $500.00 commission. This $300.00 sale gets.
the distributor additional inventory and promotes him to phase two. Under phase two, the.
distributor receives a $500.00 commission after 12 sales, and a $2,000.00 commission.
after 50 sales. This completes phase two.
Phase three requires the distributor to pay $1,000.00 for additional inventory. This.
is again deducted from his $2,000.00 phase two commission. In phase three, the.
distributor receives a $2,000.00 commission after 12 sales and a $7,000.00 commission.
after 50 sales. After completing phase three, the distributor again re-enters phase three,
with the required $1,000.00 inventory purchase being deducted from his previous.
comissão. In addition to phase three income, the programs usually allow distributors to.
participate in phases one and two concurrently with phase three.
Multilevel pre-paid telephone card companies have adopted the binary plan as the.
program of choice. Until recently, most programs were strikingly similar to one another,
right down to the prices charged for the products. Upon each entry into phase one of a.
program, distributors received an inventory of phone cards with a total of 60 minutes of.
long distance time for their initial $100.00 payment. Upon cycling into phase two,
companies charged $300.00 for phone cards totaling 300 minutes of time. The $1,000.00.
charge as a distributor entered phase three netted 960 minutes of phone card time.
Recently, companies have begun lowering their prices as they have recognized the.
necessity of becoming more price competitive.
The Legal Framework Governing Binary Compensation Plans.
Amid the confusion and concern over the legality of binary plans, many people have.
lost sight of the fact that binary plans operate under the same laws that govern other.
multilevel compensation plans. There is no law stating that operation of a binary.
compensation plan constitutes a consumer fraud, or a company using a binary plan is a.
pyramid. Thus, so long as the implementation of a binary plan complies with the laws.
governing the operation of multilevel business, it will be legal. However, because of their.
structure, binary plans have unique challenges to implementing their programs within that.
Four principal areas of law governing the multilevel marketing industry are: 1) anti-pyramid laws; 2) business opportunity laws; 3) securities laws; and 4) lottery laws. A.
comprehensive discussion of each of these areas of law is properly the subject matter of.
its own article. However, a brief overview will assist us in examining which aspects of a.
binary plan present the greatest risk of running into legal problems.
Pyramids are illegal in every state as well as under federal law. It would be.
convenient if these laws were uniform and cohesive; unfortunately, the industry is not so.
por sorte. The application and enforcement of the laws varies from state to state, so the best.
we can do in the limited space of this article is generalize about what actions will cause.
a company to violate pyramid laws.
The fundamental question that must be asked in every pyramid analysis is “What.
must a distributor do to earn a commission?” If a company pays its distributors based on.
the recruitment of other distributors (headhunting) rather than for legitimate sales to end.
consumers, it is a pyramid. This rule appears straightforward, but its application can be.
difficult because most pyramid operators are not so foolish as to blatantly pay a.
commission based on recruitment of other participants. Rather, they typically disguise the.
program as a legitimate multilevel marketing business by offering a product or service that.
the distributors can sell.
The question then becomes, “How do you determine if a company is simply offering.
a product or service that is merely a facade for a pyramid?” In a nutshell, a legitimate.
program will incorporate and enforce policies which effectively deter and prevent inventory.
loading. But on this point, industry and law enforcement officials diverge on what.
constitutes “inventory loading,” and what measures are appropriate to deter it. Ever since.
the Federal Trade Commission’s decision in The Matter of Amway Corporation, Inc., (3)
industry has taken the position that so long as a company is willing to repurchase.
unwanted inventory at a rate of at least 90% of the net cost to the distributor for those.
individuals who elect to cancel their participation in a program, the company is not.
engaged in inventory loading. Law enforcement officials have, however, seized upon.
dicta (4) contained in the recent Ninth Circuit Court of Appeals decision in Webster v.
Omnitrition International, Inc. (5) which states that “Inventory loading” occurs when.
distributors make the minimum required purchases to receive recruitment-based bonuses.
without reselling the products to consumers. (6)
The focus of regulators is therefore on retail sales of product. If the products or.
services are being purchased and used primarily by individuals who are participating in.
the compensation plan, or who are purchasing in order to qualify for compensation, they.
contend that the sale is not a true retail sale. Following this line of reasoning, they have.
attacked programs (not just binary plans) as pyramids. If, on the other hand, distributors.
are retailing the goods or services to persons who are not involved in, or trying to become.
involved in, the compensation plan, regulators consider a legitimate retail sale exists.
Industry takes strong exception to this approach because it dramatically restricts.
companies’ ability to pay commissions on products and services that are consumed by its.
distributors. Although this debate between industry and law enforcement is not settled, we.
are clearly seeing a trend in states with aggressive attorney generals directed at ensuring.
companies require their distributors to incorporate retail sales quotas in their programs. (7)
The degree to which true retail sales are occurring within a company’s program is.
difficult to monitor. Since actual distributor surveys presenting data on retail sales levels.
are generally not available at the investigatory stage, there are several factors which.
regulatory officials consider evidence that a program is not offering a true retail sales.
oportunidade. Principal among these are: 1) excessive inventory requirements; 2)
overpriced products; 3) a primary emphasis on recruiting rather than product sales.
A court or regulatory body will look skeptically on programs that generate sales.
through excessive inventory requirements. These purchases, whether a front-end load or.
a monthly maintenance requirement, will be viewed simply as a participation fee from.
which commissions are paid. Of course, it is common for multilevel companies to require.
monthly production quotas of their sales force, so the mere fact that a maintenance.
requirement exists does not prove that no true retail opportunity exists. The amount.
distributors must spend must also be taken into consideration. Programs with high.
mandatory purchase requirements will be scrutinized much more closely than programs.
with modest requirements. Although there is no magic number as to what constitutes a.
monthly maintenance quota that is too high, a strong dose of common sense is in order.
Clearly, the danger of inventory loading is dramatically decreased if production quotas are.
$75.00 per month rather than $1,000.00 per month.
Binary plans are closely watched by law enforcement officials because they require.
significant investment in inventory as distributors progress through the phases of the.
programa. For example, if a distributor is participating concurrently in phases I, II, and III.
of a program, the cost of his inventory may easily be $1,400.00 each time he cycles.
through the three phases. It is unlikely that a distributor will be able to use or resell.
$1,400.00 worth of product before repeating each cycle and is again forced to purchase.
yet another $1,400.00 in merchandise. This danger is magnified even further if the.
distributor operates multiple business centers. If a person has seven business centers in.
phase three of a cycle, he will have $7,000.00 worth of inventory for that phase alone (if.
he has cycled through and re-entered phases one and two, he will have more inventory.
than that). Clearly, the danger that a distributor will be loaded with unsaleable.
merchandise is significant under this scenario.
Because retail sales are so important in the eyes of regulators, multilevel.
companies must ensure their products are priced competitively. Distributors simply will not.
be able to retail goods and services that are too expensive. Regulators recognize this,
and therefore those programs whose products and services are excessively priced will be.
subject to greater regulatory scrutiny. Indeed, if a product is priced so high that no.
reasonable person would purchase it, it is evident that the only reason distributors are.
buying the product is to participate in the company’s compensation plan. In this case,
regulators and courts will consider the product simply a disguised recruiting fee.
Many companies operating binary plans have found themselves under the.
regulatory microscope partially as a result of excessively priced products. In the pre-paid.
phone card example, the price per minute for phone time runs from 96 per minute to.
$1.60 per minute. This is dramatically higher than the price of phone cards offered.
through retail channels, which typically range from 20 to 50 per minute. Based on the.
difference in price between the retail cards and those offered through binary plans, there.
is no reason for a consumer to purchase a phone card through a binary plan other than.
to participate in the compensation plan. Thus, the likelihood of these goods being retailed.
by distributors is slim to none.
Because excessive prices precluded any meaningful retail sales opportunities,
distributors often simply gave away excess cards as a means of garnering the interest of.
perspectivas. Whether or not this was done at the urging of company officials will be.
disputed. Regardless of the source, however, the practice cast a negative shadow on.
those programs that engaged in it. Regulators take the view that if a product must be.
given away, it has little or no legitimate economic value. Absent any inherent economic.
value attached to the product, the price paid by distributors is simply a masked head-hunting fee, and the program will collapse without a constant supply of new recruits.
If a program primarily focuses on recruiting new distributors rather than sales of.
products or services, law enforcement officials will attack it as a head-hunting operation.
Legitimate programs are driven by the sales of products and services, not by recruitment.
of new people. This is not to say that companies should not train distributors in.
recruitment techniques, for clearly, recruitment is an essential component to building a.
multilevel business. However, companies must strike a balance between emphasizing.
recruitment and product sales. On this point, there is no magic formula to determine.
whether excessive emphasis is placed on recruitment, as this is a very subjective.
determinação. Companies should be advised, however, that attorney generals will attend.
their meetings incognito, and will literally put a stopwatch to the duration of the product.
discussion and the compensation plan discussion. This is oftentimes an unfair practice,
as a compensation plan may be much more difficult to explain than is a product or service,
but it is nonetheless a common practice.
The design of binary plans arguably focus on enrollments rather than sales in two.
key ways. The first is classifying the enrollment of a business center as a “sale.” Chamando.
an enrollment a “sale” is asking for trouble because there is a direct one-to-one correlation.
between enrollments and distributors’ comissões. This problem is easily resolved by.
requiring distributors to balance the sales volume in each of their legs rather than to.
balance the number of enrollments in each leg. If for example a program required.
distributors to have at least one-third of their total sales volume in each leg to qualify for.
commissions, the direct relationship between enrollments and commissions is diluted.
The second design aspect of binary plans which results in an emphasis on.
recruiting over sales arises from the practice of selling multiple business centers. This.
format lends itself to the argument that the companies are more interested in head-hunting,
or “selling positions” rather than moving products to end consumers. For example, if a.
company allows each distributor to enroll seven business centers, the value to the.
company of each distributor who takes the seven center plunge is $700.00 rather than.
$100.00. It is true that there is never a “requirement” that a distributor operate more than.
one business center. However, if in actual practice distributors are “strongly urged” para.
open multiple business centers, law enforcement will consider the emphasis to be on.
acquiring bodies for the program rather than product sales to end consumers. Moreover,
the $700.00 initial fee, although “optional” will be attacked as a front-end load or initiation.
The Federal Trade Commission and many of the states regulate the offering of.
business opportunities. Although the F. T.C. and state definitions of a business opportunity.
differ, they share a common goal of ensuring that persons who invest significant sums of.
money in a business opportunity have the benefit of full disclosure of information.
surrounding the opportunity so the investor can evaluate potential risks. Therefore, if.
classified as a business opportunity, the promoter must make detailed disclosures about.
the program, its finances, the history of the business, the personal history of the.
promoters, the identities of other distributors, and other detailed information. Em alguns.
states this information must simply be filed with the state, whereas other states require the.
promoter to provide each prospective distributor with a copy of the disclosure statement.
ten days before the distributor can be enrolled in the program. In addition, some states.
require the promoter to secure a surety bond before doing business in the state. Estes.
onerous requirements will suffocate any multilevel marketing opportunity.
The drafters of business opportunity statutes recognize that not every investment.
of money constitutes a significant sum which requires regulatory intervention. O.
business opportunity laws therefore exempt programs which require an “initial investment”
below a specified dollar figure from the definition of a business opportunity. Estes.
thresholds limits differ between states, and range from $200.00 to $500.00. The “initial.
investment” is most often defined as all payments that are required within the first six.
months of entering a program, or the total of all payments that are required pursuant to the.
terms of a contract. Required payments for sales aids and training materials are usually.
not applied to the initial investment if they are sold to distributors at the company’s cost.
Prudent multilevel companies seek to avoid being classified as business.
opportunities by keeping required purchases below the initial investment threshold limits.
Close analysis of many MLM programs reveals that although distributors must meet.
monthly quotas, these quotas can usually be satisfied by purchases made by their direct.
retail customers. In this way, companies can claim that these purchases are optional, and.
therefore are not properly allocated to the initial investment column because the purchases.
This position, while within the letter of the law, will not necessarily stop an attorney.
general from attacking a plan. They will take the position that although technically.
“optional,” in reality the program works because the overwhelming majority of distributors.
personally purchase their own monthly quotas rather than meet them through the.
purchases of their personal direct customers. They will then tally distributors’ por mês.
purchases to determine if the applicable initial investment threshold has been satisfied.
Under this approach, a modest monthly quota can result in the institution of an.
investigation or enforcement action. While this position does not follow the letter of the.
law, it is nevertheless largely within the regulators’ prerogative to institute an investigation.
or action. To date, states have had success in negotiating settlements based on this.
argumento. Unfortunately, very few companies have been inclined to go so far as to allow.
a court to decide whether the attorney generals’ position is proper. (8)
Programs that encourage distributors to purchase multiple business centers are.
always suspect as business opportunities in the eyes of regulators. If the emphasis is on.
purchasing seven centers at $100.00 each, the initial investment will be $700.00, which.
is over the $500.00 F. T.C. threshold as well as that found in most states. Even if a.
company only allows three business centers, a $300.00 investment will surpass the.
threshold in several states. Regardless that these purchases are optional, if the company.
or its field force place an emphasis on the purchase of multiple centers, regulators will.
argue that these purchases are in reality required initial investments. Moreover,
mandatory inventory purchases will also be added to the total. Thus, as a distributor.
cycles into subsequent phases of a plan and is automatically charged for inventory, it is.
impossible to stay below the $500.00 threshold under the attorney generals’ interpretação.
Multilevel marketing programs are often attacked as offering a type of security.
known as an “investment contract.” These securities are subject to the registration and.
disclosure requirements of the Securities Act of 1933 and the Securities and Exchange Act.
of 1934, as well as a number of similar state securities laws. Selling an unregistered.
investment contract security is a serious issue for multilevel companies, for there are.
significant criminal and civil penalties that can be imposed.
Neither the Securities Act of 1933 nor the Securities and Exchange Act of 1934.
define an investment contract. Rather, the definition has been supplied by a series of.
United States Supreme Court and Circuit Court of Appeals decisions. These decisions.
have established a three part test to determine if an investment contract exists. Estes.
elements include: 1) an investment of money; 2) in a common enterprise; and 3) the.
investor is lead to anticipate profits primarily from the efforts of the promoter or some third.
festa. Of these three elements, courts and regulators focus most keenly on the third.
elemento. While this is not a technically correct application of the law, you are probably.
getting the idea by now that in the real world, the law is not always applied in a technically.
correct fashion, particularly at the administrative investigation stage.
While all multilevel companies must be careful to avoid promoting their programs.
as securities, binary plans must be especially cautious due to the inherently rapid spillover.
rate which results from each distributor having only two front-line positions. Infelizmente,
since the spillover is one of the most attractive features to binary plans from a marketing.
standpoint, companies have been anything but bashful about trumpeting the downline.
building power of the system. A very common field pitch is “All you have to do is get your.
This is precisely the pitch which courts and securities regulators have a problem.
com. The message is that all a distributor need do is enroll two people. The rest is done.
by the system, either through the efforts of the distributor’s upline or the two whom the.
distributor enrolls. In any event, the managerial efforts which a distributor must put forth.
to be successful are minimal, and therefore the income stream is largely a passive.
investment because it is generated primarily from the efforts of others.
To avoid this pitfall, distributors must engage in true managerial activities to build.
their businesses and promote sales. Most companies have a policy that requires.
distributors to continue to train, supervise, and motivate their downline, as well as ongoing.
sales requirements. These policies should be taken seriously as they impose ongoing.
managerial requirements on distributors so that their income is not primarily dependent on.
the efforts of others. Under no circumstances, however, should a program be promoted.
as “get your two and your done.”
The next obvious question is “how much downline management is required to.
satisfy the law?” Unfortunately, there is no bright-line test to determine how much is.
suficiente. However, we do know that promoting a program through reliance on spillover,
without personal involvement by upline distributors, will dramatically increase a company’s.
securities exposure. Ultimately, the question of “how much is enough?” will be answered.
on a case-by-case basis as companies negotiate with law enforcement officials following.
the institution of regulatory action.
Lottery issues always follow on the heels of securities issues. A lottery exists when:
1) an individual pays consideration (i. e., money); 2) to receive a prize; and 3) the prize is.
awarded based on the element of chance rather than on the skill or effort of the participant.
In a multilevel marketing analysis, regulators will argue an enrollment fee or mandatory.
product purchase satisfies the first element of the test, and that the “prize” é o.
commissions from downline purchases. They will further argue the element of chance.
(luck) exists if a distributor’s downline can be built with little or no effort on her part.
Because binary plans place a heavy emphasis on the spillover effect of their.
programs, and because they have been promoted by companies and distributors as.
“simply get your two and you’re done,” the element of chance can play a significant role.
in the success of distributors. If a distributor need only get two enrollees, law enforcement.
officials will argue they must be relying heavily on luck that a productive downline will be.
developed below them because the distributors are putting forth only minimal effort to.
personally contribute to its success.
Companies must remove the element of chance from their programs to avoid falling.
prey to lottery laws. As with the securities analysis, this is done by requiring participants.
to engage in bona fide management responsibilities and ongoing sales and marketing.
esforços. Again, how much is enough will be determined on a case-by-case basis as.
individual programs are analyzed.
In addition, the mandatory purchase of product to activate a business center and.
to re-enter a phase provides ample support for the position that the consideration element.
of the lottery test is satisfied. By removing all mandatory purchase requirements from a.
program, companies will be able to argue that the consideration element is not satisfied.
The Bottom Line.
Binary plans definitely have their place among multilevel compensation plans. E se.
operated properly, they are a classic example of a “people helping people” multilevel.
programa. There is no question that they can be designed and operated legally. Contudo,
companies using the plans have had more than their fair share of law enforcement actions.
brought against them. But the battles that have been fought are teaching the industry a.
lesson, and industry is listening. We are seeing companies that have been attacked by.
regulators changing their plans to diminish the potential for inventory loading and to.
increase the ability of distributors to engage in bona fide retail sales of merchandise.
Similarly, new companies that adopt binary plans are not all following the standard format.
of the prepaid phone card companies that have run into so much resistance from.
regulators. The current trend is to allow only three business centers rather than seven,
to balance legs based on sales volume rather than enrollments of new business centers,
and to require distributors to engage in retail sales activities before allowing them to collect.
commissions or cycle into subsequent commission phases.
Is it too little too late? Certainly binary plans have been tainted in the eyes of many.
regulators, and they are now viewed skeptically. While regulators’ skepticism does not.
make a plan illegal, it does raise the probability that companies using binary plans will be.
investigated. The negative press that follows a regulatory investigation is sufficient to.
cause serious problems for a company. To address this problem, it is up to the companies.
using binary plans to teach regulators how they differ from plans that have been attacked.
no passado. Those companies that cling to the old ways of the binary plan may prosper in.
the short term. However, given the recent barrage of regulatory action we have seen.
against companies using this format, it is a safe bet that those who do not voluntarily.
change will have changes forced upon them through regulatory action.
1. Spencer Reese is a partner in the law firm of Reese, Poyfair, Richards PLLC. He is a graduate of the Washington University School of law and is a member of the Idaho, Missouri and Colorado bars. He was formerly in-house counsel for Melaleuca, Inc., a multilevel marketing company with sales in excess of $260.
million. Mr. Reese’s current practice includes representing and advising multilevel marketing.
companies on all aspects of their business, including consumer protection issues, advertising law,
litigation, contracts, marketing plan design, regulatory compliance, trademark law, FDA law, policy development and distributor compliance. Visit the firm’s website at.
2. Some well recognized companies appear on the list of those attacked by regulatory agencies. Em.
February 4, 1997 the Arizona Attorney General entered into a settlement agreement with Tele-Sales, Inc.
wherein the company was required to pay a $25,000 settlement fee. More importantly, however, the.
Arizona A. G. also sent letters to the company’s top distributors in the state, accusing them of violating.
the state’s pyramid law. The letters demanded that the distributors enter into a settlement agreement.
and that each individual distributor pay a $25,000.00 fine, otherwise, the A. G. would sue them.
individualmente. On February 28, 1997, the Alameda County Prosecutor and the California Attorney General.
entered the offices of Destiny Telecom and seized business records to be used in actions against the.
empresa. The same day, they filed a $20,000,000.00 civil suit against the company, alleging it was.
promoting an illegal pyramid. Two weeks after the suit was filed, Destiny settled the case for $1.6.
million. In 1996, Strategic Telecom Systems, Inc. was investigated by the states of Pennsylvania and.
Florida, which resulted in fines against the company, and the imposition of sales requirements which.
required the company to dramatically change the way it conducted and promoted its business.
4. “Dicta” is a legal term that refers to the opinion of the judge who authors a judicial decision, but which.
does not constitute a statement of law.
5. 79 F.3d 776 (1996)
6. 79 F.3d at 783, note 3.
7. Despite the position of some regulators that commissions are not properly paid based on products.
or services consumed by distributors, there is a movement among industry to pass legislation reversing.
this position. Texas and Oklahoma have passed such legislation, and Direct Selling Association is.
working on introducing similar legislation in other states. 21 Okl. St. 1072; Tex. Bus. & amp; Com. Código.
8. One company, Travel Max, recently did take this issue to court in Kentucky. The state requested that.
the court impose a temporary restraining order on Travel Max operations based on the arguments that.
Travel Max was operating a pyramid and an unregistered business opportunity. The judge denied the.
state’s motion for a TRO on the business opportunity claim because distributors’ purchases, other than.
an initial $25.00 sales kit, were optional.
Postagens recentes.
O que os nossos clientes dizem.
Reese, Poyfair, Richards PLLC.
Spencer M. Reese, Steven A. Richards, D. J. Poyfair.
1275 East Fort Union Boulevard, Suite 115, Cottonwood Heights, UT 84047.
Tel. (801) 981-8281.
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